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Common Questions
Do you need an inspection?
Even the most seasoned homeowner may not have the knowledge and expertise of a professional home inspector. An inspector is trained in the elements of home construction, proper installation and maintenance, and home safety. They know how a home's systems and components are meant to work together and why they may fail.
While it may be tempting to rely on a contractor friend for advice, an objective, third-party opinion from a professional in the field of home inspection is often the most accurate and reliable way to assess the condition of a home. It can also be difficult for buyers to remain completely objective and unemotional about a home they really want, which can affect their judgment. A professional home inspector can provide an unbiased assessment.
Are Home Inspections Required in Florida?
The Florida “FAR/BAR” contract and even the FAR/BAR “AS-IS” contract allows for a house inspection contingency. This means you as a home buyer have the right to do home inspections and maybe even back out of the contract if you are not satisfied with the inspection results. However, there are exceptions to this rule. Be sure to ask your real estate agent or lender about these exceptions.
How much is an inspection?
The cost of a home inspection can vary depending on the location and size of the home, as well as any optional services such as septic or well inspections, in-ground pool inspections, etc. Don't let cost be the deciding factor in whether or not to have a home inspection or in choosing your inspector.
The peace of mind and knowledge gained from an inspection are worth the cost, and the lowest-priced inspection may not always be the best value. Consider an inspector's qualifications, including experience, training, compliance with state regulations, and professional affiliations, when making your decision.
Scope of Inspections
A home inspection is a non-invasive, visual examination of the accessible areas of a residential property performed for a fee. Its purpose is to identify defects within specific systems and components that are observed and deemed material by the inspector.
The scope of the inspection may be modified by the client and inspector before the inspection. The inspection is based on observations made on the date of the inspection and is not a prediction of future conditions. It will not reveal every issue that exists or could exist, but only those material defects observed on the date of the inspection.
A material defect is a specific issue with a system or component of a residential property that may have a significant, negative impact on the value of the property or that poses an unreasonable risk to people. However, the fact that a system or component is near, at, or beyond the end of its normal, useful life is not, in itself, a material defect.
The home inspection report will be in written form and will identify the material defects observed by the inspector within specific systems and components. It may also include additional comments and recommendations.
What We Inspect
- Roof, including all penetrations, flashing, and drainage system
- Exterior cladding and structure
- Decks, patios, porches, and walkways
- Attic, including insulation and ventilation
- Electrical system
- Plumbing system
- HVAC system
- Interior structure, including doors and windows
- Built-in appliances
- Fireplaces and wood stoves
- Basement and/or crawlspace
- Attached and detached garages, including door openers
- Safety hazards
Note: Thermal imaging is used on every inspection.
What is thermal imaging?
Thermal imaging detects surface temperatures and can reveal thermal anomalies or unexpected surface temperatures. Further investigation using other tools may be needed to identify leaks, pests, and electrical issues. While it is not "X-ray vision," thermal imaging can help locate issues that are hidden behind walls, ceilings, floors, etc. In all full home inspections, we provide thermal images of common areas as well as any areas of concern.
Can a house fail a home inspection?
Not exactly. It's important to understand that a professional home inspection is an assessment of the current condition of the home at the time of the inspection. It is not an appraisal, which determines market value, or a municipal inspection, which verifies code compliance. A home inspector will not "pass or fail" a house, but rather describe its physical condition and identify components and systems that may need major repair or replacement. It is often advisable to have an inspector present during the walk-through to confirm any changes or repairs made since the time of the inspection. Keep in mind that the purpose of a home inspection is to provide a comprehensive understanding of the home's condition, not to pass or fail it.
New(er) Construction
Many people think they don't need a home inspection for a brand new house because they assume a code inspector or the builders' one-year warranty will cover any issues. However, there is no guarantee that items were installed correctly or will function as intended after the warranty expires.
An inspection is the only way to be sure the home is safe and meets your expectations. Even newly-built homes can have defects that may not be immediately noticeable, and many lenders require an inspection at certain stages before financing the next phase.
Our inspectors are experienced in inspecting partially finished and newly-constructed homes, including warranty inspections at the 11-month mark.
Condominiums
Many people believe that condominiums do not need to be inspected, but this is a misconception. Condos may have smaller square footage, but they have all the systems of a traditional home and are subject to the same wear and tear and potential DIY improvements. As the owner of a condo, you are responsible for the same maintenance and repair items as a homeowner. Protect yourself and your investment by having a professional inspection of your condominium.
Should Manufactured Homes Get a Home Inspection?
EDUCATION IS KEY TO BEING AN INFORMED HOMEOWNER
The inspection process for mobile homes, also known as manufactured homes, differs from that of traditional homes due to their unique features and construction methods. While they may share some similarities with permanent-built homes, they require a specialized inspection to ensure the proper functioning of their walls, ceilings, plumbing, electrical systems, and foundation.
CEILINGS & WALLS
Mobile homes often have thinner walls and ceilings that require a different level of inspection compared to traditional homes. Insulation standards are also lower in mobile homes, and if walls and ceilings are not properly insulated it can lead to higher energy costs due to increased usage of heating and cooling systems.
WIND
Mobile homes are more susceptible to wind damage than traditional homes due to their less secure foundation. They are anchored to the ground to increase resistance, but wind can still cause significant damage. Florida has designated wind zones, with the highest level, level 3, covering most of South Florida. The Department of Housing and Urban Development (HUD) uses these wind zones to determine the potential for high wind damage in an area, and to ensure the stability and integrity of manufactured mobile homes.
STRUCTURE
Traditional homes can be built on a concrete slab or cement block footers, with or without a crawlspace, while mobile homes rest on metal legs that can rust over time, making them prone to problems such as shifting, loosening from main support beams, and weakened piers. A traditional home's structure made of concrete, in contrast, does not rust like a mobile home's frame.
ELECTRICAL
Mobile homes use aluminum wiring, while traditional homes use copper-based wire. Aluminum wiring must be regularly inspected and maintained. Mobile homes also have more vulnerable ducts and plumbing lines that are made of PVC or CPVC plastic piping. These are more susceptible to small leaks, which can lead to costly repairs, as the lines and connections are uninsulated and exposed beneath the mobile home. In contrast, plumbing in traditional homes is usually made of copper and insulated, leading to fewer issues and repairs.
RMA IS HERE FOR YOU
Let RMA Property Inspections assist you with your mobile/manufactured home inspection needs. Contact us for exceptional service.